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Educational Load in Gujarat Full Details.

Educational Load in Gujarat Full Details
State Bank of India (SBI) provides education loan in India and Abroad. Check eligibility ✓ documents and Eligible courses ✓ Interest rates, procedure.
List AA: 25 bps above base rate (10.10% at present)
List A: 25 bps above base rate (10.10% at present)
List C: 175 bps above base rate (11.60% at present)
List B: For unsecured loan up to Rs.20 lakhs, 50 bps above base rate (10.35% at pre...

Education loan from SBI - The State Bank of India (SBI) is one of the top education loan providers in India. Every year, the bank grants loans to students who secure admissions in various recognized universities in India and abroad with no processing fee. Here are the details of obtaining a student loan from SBI.
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Eligibility to get education loan from SBI
The candidate must be a citizen of India
The candidate must have obtained admission in any of the recognised universities in the world
The candidate must have obtained admission to one of the following courses:
a)      Job oriented professional degree courses
b)      Job oriented professional diploma courses
c)       Job oriented technical degree courses
d)      Courses conducted by CPA (Certified Public Accountant) in USA and CIMA (Chartered Institute of Management Accountants) – London

Education loan amount given by SBI
SBI provides education loan for upto Rs. 30 lakhs to students who wish to go abroad for higher studies. The expenses covered in the student loan are:
Tuition fee payable to the university/ collegeExamination/ library feeCaution deposit/ refundable depositTravel expenses
Complete application form
Two passport size photographs
Letter of admission from the university
Documents on the cost of studies
PAN card of the candidate
Proof of identity (any one)
a)      Passport
b)      Driving license
c)       Voters ID card
d)      Aadhar card
Proof of residence
a)      Passport
b)      Driving license
c)       Voters ID card
d)      Electricity bill
e)      Telephone bill
Student/ co-borrower/ guarantor’s bank account statement for the last six months
Statement of assets and liabilities of student/ co-borrower/ guarantor
Student/ co-borrower/ guarantor’s proof of income
Security needed to take education loan from SBI

If the candidate is taking a student loan up to four lakhs, the only security needed is the parent or guardian as the co-borrower. If the loan amount is between 4 lakhs and 7.5 lakhs, the candidate must provide parent or guardian as the co-borrower and collateral security in the form of the details of the Gross Annual Income of the parent or guardian. If the candidate is applying for an education loan above 7.5 lakhs, the parent or guardian must be the co-borrower and the candidate must show tangible collateral security.

Repayment of education loan from SBI
The candidates who take educational loan upto 4 lakhs or between 4 lakhs and 7.5 lakhs will get 10 years to repay the amount. The repayment period for the loan amount above 7.5 lakhs is 20 years.
Educational Load in Gujarat Full Details
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Educational Load in Gujarat Full Details. Rating: 4.5 Diposkan Oleh: Dilip Rathod

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